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Imagine this: you earn ₹10,000 in the stock market today. It feels good—but not life-changing. Now imagine losing ₹10,000 tomorrow. That loss feels twice as painful, maybe even more. This isn’t just emotional exaggeration. It’s a well-documented psychological bias called loss aversion, and it plays a massive role in why investors consistently make poor…

Most investors fear losses. Seeing their portfolio turn red creates anxiety, frustration, and sometimes regret. But in reality, losses are not the biggest threat to long-term wealth. The real danger is something far more subtle and destructive — FOMO investing. FOMO (Fear of Missing Out) pushes investors to make decisions driven by emotions rather…

“Buy the dip” is one of the most popular pieces of stock market advice. It sounds simple and logical — prices fall, you buy at a discount, and wait for recovery. Yet, in reality, most retail investors lose money trying to buy the dip. The strategy itself is not wrong, but the way retail…

One of the most common debates in the financial markets is whether technical analysis alone is sufficient for successful trading and investing, or whether fundamental analysis is equally important. Many traders swear by charts, indicators, and price action, while long-term investors rely heavily on company fundamentals like earnings, growth, and balance sheets. So the…

Managing short-term money has become just as important as long-term investing. With rising interest rates, volatile markets, and the need for quick liquidity, investors are actively looking for safe yet efficient parking options for idle funds. This is where Liquid ETFs have emerged as one of the most useful financial products in India. They…

Market liquidity decides how easily and quickly you can buy or sell an asset without causing big price movements. Traders often ignore liquidity while focusing only on indicators, but liquidity directly impacts execution speed, slippage, spreads, volatility, and ultimately your profitability. What Is Market Liquidity? Why Liquidity Matters for Traders 1. Better Order Execution…

For most new traders, the stock market looks simple—buy at a lower price, sell at a higher price, and book profits. But in reality, the amount you take home is shaped by something far less visible: the actual cost of trading. Every trade involves multiple charges, taxes, and hidden fees that quietly reduce your…

With more investors exploring different brokers, platforms, and investment strategies, it’s become increasingly common to maintain multiple Demat accounts. While there’s nothing illegal about it, many investors overlook the tax and compliance aspects that come with holding more than one account. Let’s understand the rules, benefits, and potential tax implications of managing multiple Demat…

Global investing is no longer reserved for high-net-worth individuals. In 2025, even average Indian investors are increasingly exploring opportunities abroad — whether in US stocks, global ETFs, or international mutual funds. Diversifying globally can reduce risk and enhance long-term returns, but it also brings specific tax and reporting obligations that must not be ignored.…

Introduction Budgeting is the backbone of financial stability. But with rising living costs, new spending patterns, and digital financial tools, traditional methods need a 2025 upgrade. Two popular budgeting approaches — the 50/30/20 rule and Zero-Based Budgeting (ZBB) — offer very different ways to manage money. Let’s explore how each works and which one…